Financial Freedom’s our only hope?

Financially Free - Working for Someone Else?

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In the quest to promote “breaking the chains of working to build someone else’s dream”, some have gone so far as to discredit traditional careers and deem them a waste of time. Scroll through your Facebook timeline and you are sure to find at least one or two people on their grind. They are the ones who loudly declare their planned big business moves in “silence” and are always one step away from shutting all their “haters” down. It seems as if everyone and their mama wants to be an entrepreneur. 

There is no denying the big rewards entrepreneurship provides. Even when it doesn’t pay out financially the mental pride and freedom that comes from creating something from nothing can not be matched. Black people continue to struggle to fit into corporate structures where we have a distinct disadvantage. We fight to get hired, fight for promotions, and fight for better pay. 

So should everyone quit their 9-5 in pursuit of the riches and freedom of entrepreneurship?

No – at least not immediately and not in every circumstance. 

Money invested creates more money. It is imperative that we carefully manage our limited financial resources to continually upgrade ourselves, families and communities. Increased economic power is key to continue to see progress in changing the trajectory for our family lines and over time our larger family ties (our community). An increased median income amongst back families leads to better education, employment, housing and ability to manage the financial future of ourselves and families.

Traditional careers are a great source to secure funds. Corporate structures often provide end of the year bonus plans that can bring in upwards of an additional 20% of salaried income. Insurance benefits, retirement plans and income on a regular schedule are great mechanisms for planning financial security.

We should be careful not to forsake the ‘safety’ in safety nets. The highly skilled or risk taker may not need a safety net or simply choose to jump without it. However, what is most important is that we encourage everyone to honestly examine their own unique gifts and talents and determine the best path to building financial stability and prosperity for themselves and families. If that plan includes working for someone else, go for it.

Financial freedom is freeing through ANY means of obtaining it.

T.H. Stephens

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